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E&E INSURANCE & MORE LLC — TERMS OF SERVICE Last Updated: April 13, 2026

Please read these Terms of Service carefully before using the website or services of E&E Insurance & More LLC. By accessing our website at eandeinsuranceandmore.com, submitting a form, calling our office, or engaging with our communications, you agree to be bound by these Terms.

AGREEMENT TO TERMS

By accessing or using any service provided by E&E Insurance & More LLC, located at 7301 S Cage Blvd STE B, Pharr, TX 78577, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be legally bound by them.

DESCRIPTION OF SERVICES

E&E Insurance & More LLC provides the following services:

Auto Insurance — full coverage, liability, and SR22 filings

Home Insurance — residential property coverage

Life Insurance — personal and family life insurance enrollment

Commercial Insurance — BOP and business coverage

Semi-Truck Insurance — commercial vehicle coverage

Income Tax Preparation — fast e-file tax services

Notary Public — official notarization services

Bonded Titles — title bonding and processing

Surety Bonds — bond issuance services

Mexican Credential Acceptance — services available to customers presenting Mexican credentials or passports

We reserve the right to modify, expand, or discontinue any service at any time.

USER RESPONSIBILITIES

By using our services, you agree to:

Provide accurate and complete information when submitting forms or applications

Notify us promptly of any changes to your contact information

Use our services only for lawful purposes

Not submit false or fraudulent information in connection with any insurance application or tax filing

Maintain the confidentiality of any documents shared with you

ACCEPTABLE USE

You agree not to use our website or services to:

Violate any applicable law or regulation

Transmit any harmful, offensive, or unlawful content

Attempt to gain unauthorized access to our systems

Interfere with or disrupt the operation of our website

Use automated tools or bots to collect information from our website

Impersonate any person or entity

SMS MESSAGING PROGRAM TERMS

TYPES OF MESSAGES YOU WILL RECEIVE When you opt in to our SMS program, you may receive text messages related to insurance quotes and follow-ups, appointment confirmations and reminders, policy renewal notices, responses to your service inquiries, and informational updates about the services offered by E&E Insurance & More LLC.

OPT-OUT INSTRUCTIONS You can cancel the SMS service at any time. Just text STOP to (956) 258-5037. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

HELP INSTRUCTIONS If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at (956) 258-5037 or [email protected].

CARRIER DISCLAIMER Carriers are not liable for delayed or undelivered messages.

MESSAGE & DATA RATES As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

MESSAGE FREQUENCY You will receive messages based on your interactions with our business, including appointment reminders, follow-ups, and service updates. Message frequency may vary.

PRIVACY POLICY If you have any questions regarding privacy, please read our privacy policy at: eandeinsuranceandmore.com/privacy-policy

CONSENT NOT REQUIRED FOR PURCHASE Consent to receive SMS messages is never required as a condition of purchasing any service from E&E Insurance & More LLC.

COMMUNICATIONS PLATFORM

E&E Insurance & More LLC uses GoHighLevel as its CRM and communications platform. Through this system, you may receive SMS messages, emails, phone calls, and voicemail drops related to your inquiries and services. All communications are initiated only with your consent and in accordance with applicable law.

PAYMENTS & BILLING

Payment is due at the time services are rendered unless otherwise agreed in writing

Insurance premium payments are governed by your individual policy and the applicable carrier

Tax preparation fees are non-refundable once your return has been filed

We reserve the right to modify service fees at any time with reasonable notice

INTELLECTUAL PROPERTY

All content on eandeinsuranceandmore.com is the property of E&E Insurance & More LLC and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our express written permission.

DISCLAIMERS

E&E Insurance & More LLC is an independent insurance agent. We do not guarantee acceptance of any insurance application, issuance of any policy, or any specific premium rate. Final coverage decisions are made by the insurance carrier. Our website is provided on an "as is" basis without warranties of any kind. Nothing on our website constitutes legal, financial, or tax advice.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, E&E Insurance & More LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability for any claim shall not exceed the amount you paid for the specific service giving rise to the claim.

INDEMNIFICATION

You agree to indemnify and hold harmless E&E Insurance & More LLC and its owners, employees, and agents from any claims, damages, or expenses arising from your use of our services or your violation of these Terms.

TERMINATION

We reserve the right to terminate or suspend your access to our services at any time for conduct that violates these Terms. You may terminate your relationship with us at any time by contacting [email protected].

GOVERNING LAW

These Terms are governed by the laws of the State of Texas. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hidalgo County, Texas.

CHANGES TO TERMS

We reserve the right to update these Terms at any time. Changes will be posted on our website with an updated date. Continued use of our services constitutes acceptance of the updated Terms.

CONTACT INFORMATION

E&E Insurance & More LLC 7301 S Cage Blvd STE B Pharr, TX 78577 Phone: (956) 258-5037 WhatsApp: (956) 310-0277 Email: [email protected] Website: eandeinsuranceandmore.com

Last Updated: April 13, 2026 © 2026 E&E Insurance & More LLC. All Rights Reserved.